"Nibby" (nibby68)
09/21/2016 at 08:34 • Filed to: None
1
28|
"Nibby" (nibby68)
09/21/2016 at 08:34 • Filed to: None | 1
| 28 |
My sister just sent me this. She lives in Queens. She got to her car to go to work this morning and was greeted with this. No evidence of what car hit it and no witnesses. How to proceed?
CalzoneGolem
> Nibby
09/21/2016 at 08:43 |
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Call insurance and see what they have to say.
Daily Drives a Dragon - One Last Lap
> Nibby
09/21/2016 at 08:43 |
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Any buildings with cameras nearby
LongbowMkII
> Nibby
09/21/2016 at 08:43 |
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Get a report watch the police file it in the trash. make a claim of you can/want.
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Nibby
> LongbowMkII
09/21/2016 at 08:46 |
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NYPD probably has 5784785 more important things to deal with. :P
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Nibby
> Daily Drives a Dragon - One Last Lap
09/21/2016 at 08:46 |
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Good idea, I will ask her
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Nibby
> CalzoneGolem
09/21/2016 at 08:47 |
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Yeah she’ll do it during a break
SidewaysOnDirt still misses Bowie
> Nibby
09/21/2016 at 08:48 |
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Welcome to New York. She’s the third car that guy bumped into while attempting to parallel park this week and there are about a million other people who can’t park as well. If she really wants to file a police report and let her insurance go up, she can, but that’s about all that’s going to happen and the repair might be under her deductible anyway.
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CalzoneGolem
> Nibby
09/21/2016 at 08:50 |
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That’s about all she can do at this point. It looks almost like that bumper cover could snap back into that white piece.
The good news is that it looks like it’d require little body work and mostly just a replacement bumper cover and tail light.
Matt Nichelson
> Nibby
09/21/2016 at 08:51 |
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I know police may not do a report if she moved the car. Not sure how the laws are up there. If she has uninsured motorist coverage, she would need to call and set up a claim so it can be filed under that.
brianbrannon
> Nibby
09/21/2016 at 08:52 |
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Get used to living in New York
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LongbowMkII
> Nibby
09/21/2016 at 08:52 |
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its not exclusive to them. “Hundreds of dollars in property damage? Not our problem”
scoob
> Nibby
09/21/2016 at 08:55 |
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This reminds me: this happened to my neighbor’s car, but with much more damage. The wheel decided it wanted to #stanceworks. He got it repaired. But then recently a tree branch fell on the car.
OpposResidentLexusGuy - USE20, XF20, XU30 and Press Cars
> Nibby
09/21/2016 at 08:56 |
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If you file a police report the insurance company might take it a bit more seriosly I think.
facw
> Nibby
09/21/2016 at 08:57 |
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Yep, but still good to have the hit and run report on file when dealing with the insurer I think.
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SidewaysOnDirt still misses Bowie
> OpposResidentLexusGuy - USE20, XF20, XU30 and Press Cars
09/21/2016 at 08:59 |
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Yeah - they’ll take it seriously enough to bump up your payments. This is the kind of thing you repair as cheaply as possible because it’s just going to happen again street parking in New York.
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Nibby
> facw
09/21/2016 at 09:03 |
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Good to know, thanks
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Nibby
> scoob
09/21/2016 at 09:03 |
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Unlucky guy
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Nibby
> brianbrannon
09/21/2016 at 09:04 |
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I don’t live there. Been there, done that.
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Nibby
> Matt Nichelson
09/21/2016 at 09:04 |
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She’s insured and has moved the car cause she had to go to work
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Nibby
> CalzoneGolem
09/21/2016 at 09:05 |
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Yeah I was thinking it’s not too bad, damage wise. Could’ve been a lot worse.
adamftw
> brianbrannon
09/21/2016 at 09:07 |
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This. My fiancé’s Versa’s bumpers are all torn up from when she worked in Whitestone for a year. Thankfully it’s only a Versa. She got her plates stolen one day too. NYPD sucks ass for this sort of stuff... it happens so often they can’t do anything about it.
TL;DR, yea, get used to living in NYC.
Rico
> Nibby
09/21/2016 at 09:17 |
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Depends on her coverage but due to the location of the damage she’ll probably luck out and the insurance will file it as a no fault accident and her rates won’t go up.
When a taxi driver did a hit and run on my car it was considered no fault and my rates did not go up.
Svend
> Nibby
09/21/2016 at 09:21 |
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Not sure what the system is in the U.S. but in the U.K. you’d phone the police, register the incident, get a ‘crime number’ (get as many pictures as possible of the car, where it was in relation to other cars and it’s position on the road) to then phone the insurance with the details of what happened and put the ball in motion to get the vehicle repaired. If there are any CCTV cameras in the area, notify the insurance where they are and the insurance company can approach the companies and/or individuals to release any camera footage that may have caught the incident.
Not sure what it is over there but over here it’s an offence to not stop and make every ‘reasonable effort’ to track the owner or leave details. If the owner of the damaged car can’t be found then they are to leave details and go to the nearest police station to report it and then the police can contact the owner or will have it on record for when the owner of the damaged car phones the police to report the incident.
I hope it gets sorted quickly and her no claims is unaffected and her premiums don’t rise from it, some companies are known to raise the premium because the car was in an incident even if the car wasn’t the cause.
MontegoMan562 is a Capri RS Owner
> scoob
09/21/2016 at 09:25 |
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god damn
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Matt Nichelson
> Nibby
09/21/2016 at 09:41 |
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I figured she moved it due to getting to work. I know down here in MS once a vehicle has moved the PD won’t do a report. It may be different up there though so she could check into it. I mentioned uninsured motorist, but it may would fall under comprehensive coverage up there. Either way, if shs has those she just needs to call in to set up a claim.
Mercedes Streeter
> LongbowMkII
09/21/2016 at 09:56 |
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^^ This.
I once called the cops because my car caught a stray .44 bullet that made a crowd scatter. The cops were too busy laughing at me to take it seriously.
That said, it went through a $194 part, so I wasn’t even mad...just happy the bullet hit an unnecessary part of my car and not a person. I covered up the bullet hole with a decal and went on with my life. :)
EL_ULY
> Nibby
09/21/2016 at 10:06 |
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FUUUUUUCK :’(
Has happened to me thrice, absolutly shitty feeling each time. Fuck humans sometimes!
Roadster Man
> brianbrannon
09/21/2016 at 10:31 |
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Yup, I lived in Queens for a while and this pretty much shows how people treat one another. My first response to that text would have been “welcome to New York.”